How safe are you online?
Protect Your PC - A connection to the Internet is powerful and convenient tool, but it also poses increased security risks to your personal information. If you have an Internet connection, you need to educate yourself on how to protect your computer or device from online threats. Since the majority of our members are using Microsoft products we recommend visiting Microsoft's Security at Home website
Microsoft's site offers tips on how to protect your pc including:
- Use an Internet Firewall
- Get Computer Updates
- Use Up-to-date Virus Software
The site listed above is a good starting point to gain a greater understanding of what you need to do to keep your information safe. When connected to the Internet, your system is part of a world-wide network and by not protecting your own pc you might be contributing to the problem.
Beware of Phishing - "Phishing" is the fraudulent practice of sending emails purporting to be from reputable companies in order to induce individuals to reveal personal information, such as passwords and credit card numbers.
In typical phishing scams, you may receive an e-mail that appears to come from a company, financial institution, or government agency telling you that you need to "verify" or "re-submit" confidential information such as your bank account number, credit card account numbers, Social Security Numbers, passwords and personal identification numbers (PINs). The phishers provide a return email address, a link, or a pop-up message, which may be very convincing, and may look very much like a company's real web site.
One example, of particular concern to the credit union, is one in which the phishers are impersonating the NCUA (the National Credit Union Association), asking for you to confirm your account number and password. DO NOT respond to any email that asks you to provide this type of information-from ANY company, financial institution, or government agency, including Eastern Utah Community Credit Union. If in doubt, call the institution or company using a valid phone number from the phone book, not from the phishing email or website.
Phishers may also call you on the telephone, trying to convince you that they represent the credit union, a bank or other institution or company. This is known as vishing, or voice phishing. DO NOT give your private information to anyone who calls you on the phone. These callers can be very convincing and persuasive. They have been known to threaten to shut down your account, or use other strong arm tactics to convince you to give them your personal information. Simply refuse and hang up the phone. You may want to notify the impersonated company or institution of such attempts.
Phishers may also send you a text through SMS, often impersonating credit union notifications. This is known as smishing, or SMS phishing. DO NOT give your private information or click on any links. These text messages may be very convincing and have been known to threaten to shut down your account, or use other strong arm tactics to convince you to give them your personal information. Simply delete the text. You may want to notify the impersonated company or institution of such attempts.
REMEMBER: Eastern Utah Community Credit Union will not solicit confidential or sensitive member information via e-mail, telephone or other communication methods. Please forward suspicious emails to: email@example.com.
Protect Your Identity- Visit the Federal Trade Commission's Identity Theft page for information on what to do if your identity is stolen and how to prevent it from happening to you.
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